transfer bonus calculator

FREE Transfer Bonus Calculator – Maximize Travel Points

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Transfer Bonus Calculator





Why Transfer Your Points?
Transferring points to airline or hotel partners can unlock much greater value than using them directly with your credit card program. By moving points strategically, you can book award flights, upgrades, or hotel stays at a fraction of the cash cost.

Bonuses and promotions can boost your points even further, helping you reach your travel goals faster. Use this calculator to see exactly how many points you’ll receive after transfers and maximize the value of your rewards.

General Travel Reward Cards

  • Chase Ultimate Rewards®

    • Cards: Chase Sapphire Preferred®, Chase Sapphire Reserve®, Ink Business Preferred®

    • Transfer Partners: United, Southwest, British Airways, Hyatt, Marriott, etc.

  • American Express Membership Rewards®

    • Cards: Amex Gold, Amex Platinum, Amex Business Platinum

    • Transfer Partners: Delta, ANA, British Airways, Air France/KLM, Hilton, Marriott, etc.

  • Citi ThankYou® Points

    • Cards: Citi Premier®, Citi Prestige®

    • Transfer Partners: Avianca, Turkish Airlines, Jet Airways, Singapore Airlines, etc.

  • Capital One Venture / Venture X

    • Cards: Venture, Venture X

    • Transfer Partners: Air Canada, Avianca, Emirates, Singapore Airlines, etc.

  • Bank of America® Travel Rewards / Premium Rewards®

    • Points can sometimes be transferred to partner airlines or used for travel purchases.

Hotel Loyalty Programs (with transferable points)

  • Marriott Bonvoy

    • Can transfer to many airline programs (1:0.8 ratio common)

  • Hilton Honors

    • Transfers to select airline partners

  • World of Hyatt

    • Transfers to airlines at 1:1 ratio

Common Travel Reward Programs & Transfer Partners

Program / Card Points Earned Common Transfer Partners
Chase Ultimate Rewards® 1–5× points per $1 on categories United, Southwest, British Airways, Hyatt, Marriott, Iberia, Singapore Airlines
Amex Membership Rewards® 1–5× points per $1 on categories Delta, ANA, British Airways, Air France/KLM, Hilton, Marriott, Singapore Airlines
Citi ThankYou® Points 1–3× points per $1 on categories Avianca, Turkish Airlines, Jet Airways, Singapore Airlines, Etihad
Capital One Venture / Venture X 2× points per $1 on purchases Air Canada, Avianca, Emirates, Singapore Airlines, Flying Blue
Marriott Bonvoy 10–12 points per $1 on stays Many airlines (1:0.8 transfer ratio common)
Hilton Honors 10 points per $1 on stays Select airline partners
World of Hyatt 5 points per $1 on stays Multiple airlines at 1:1 transfer ratio

✅ Tips for users:

  • Use this table to identify which programs your points can move to for the most value.

  • Always check for transfer bonuses — these can boost your points 25–100% or more.

  • Transferring your points strategically can make premium flights or hotel stays much more affordable.

About the author

Mae has travelled to over 40 countries and lived in 8. Born in St. Petersburg, Mae grew up in Lithuania and has spent most of her adult life in the UK. She has been blogging for over 8 years and is the lead editor on Travel Belles.

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